The most common question I get asked when meeting with a client looking to purchase a home is What do I do first? I am not sure how to get started.
The answer is always the same and this is the MOST important step when you are looking to buy a home. GET PREAPPROVED. Even more important is to get preapproved by a reputable lender. Not every preapproval letter is equal!
It is always best to get preapproved first. This takes the guess work out of your home search. You know that you are a qualified buyer, you know HOW MUCH you can spend and you know what your monthly payments will be from the start. You also position yourself as a stronger buyer when you do put in your offer as you already have your preapproval letter ready to go!
I have seen too many times the heartbreak of finding that perfect home only to find out, after the fact, that you dont qualify at this time or there is a problem that wasnt caught at the time of approval.
Real estate financing is available from many sources,
Choosing the right lender is just as important as choosing your home.
Dont leave your finances up to chance.
Without proper representation, your home purchase could have snags in the process that no one wants to happen. I would be happy to suggest lenders with a history of offering excellent mortgage products and services and will get the job done every time!